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Home Equity Loan Rates

Home Equity Loans

 

Annual Percentage Rate

Term

Specifications

3.99%

36 months

  • Second Lien Position
  • Loan to value is 80% or less
  • No fees or points
  • Primary/ Secondary homes only

3.99%

60 months

4.74%

84 months

4.74%

120 months

4.99%

180 months

Deduct .25% from rate if loan is accompanied by 3rd Fed checking account with automatic loan payment deduction.

GreenLoan™ - for energy efficiency home improvements

 
Green Loan interest rates are .25% below our published Web site interest rates for fixed rate home equity loans. An additional .25% reduction can also be applied for automatic payments from a 3rd Fed Bank checking account.

Refinance Solution

 

Annual Percentage Rate

Term

Specifications

3.74% 36 Months
  • First Lien Position required
  • Loan to value is 80% or less
  • No fees or points
  • Primary/ Secondary homes only
3.74% 60 Months
3.99% 84 Months
3.99% 120 Months
4.24% 180 Months
4.88% 240 months
Deduct .25% from rate if loan is accompanied by 3rd Fed Bank checking account with automatic loan payment deduction.

Standard Home Equity Credit Line

 

Annual Percentage Rate

Term

Specifications

4.00%

180 months

  • Loan to value is 80% or less
  • Rate is variable; index is Prime rate; margin is 0
  • Primary/ Secondary homes only
  • The floor for this product is 4.00%

Property insurance is required. All loans are subject to credit approval. Rates effective as of . Rates are subject to change. To obtain the most current rate information, please call a Green Team loan specialist at 1.800.844.7345 during regular business hours.