News & Information

You Need An Umbrella – Even Though It’s Not Raining Whether you’re hosting your annual pool party, letting your dog play with the neighborhood kids, or coaching Little League games on the weekend – you run the risk of needing umbrella liability insurance. While all these activities provide the fond memories you’ll cherish forever, they can also lead to lawsuits you’ll want to forget ever happened. more...

How Do I Insure My Special Stuff and Why? A homeowner’s policy may not offer enough coverage to replace your precious items like jewelry, art, furs, silverware, cameras and even golf clubs. Why? Typical homeowner’s policies are designed primarily to protect your home, personal liability and the general contents of your home. Standard policies for valuables include very limited coverage and dollar amounts that exclude lost and damaged items. This guide can help you make sure your valuable items are completely covered. more...

Identity Fraud: A Growing Concern You Can Insure Against Identity fraud is one of the fastest growing crimes in the country today, impacting over 500,000 people per year. Seeing this and knowing how identity fraud can harm consumers, the insurance industry has stepped forward to give homeowners the ability to add this protection to their homeowner’s policy. more...

Do Your Homework – Read Your Homeowners Policy An insurance policy can be hard to read, but it’s important that you know and understand what is in your policy. more...

Winter is Here – Do you Have Flood Insurance? During the 20th century, floods were the number one natural disaster in the United States in terms of lost lives and property damage. Yet most homeowners and business owners do not purchase flood insurance. The coverage is available and the cost is reasonable, yet it is not purchased. Why? more...